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  • Nepal Offers 50% Subsidy on ‘COVID-19 Family Insurance Plan’!
    Thursday 28th March 2024

    Nepal Offers 50% Subsidy on ‘COVID-19 Family Insurance Plan’!

    However, the insurance charge is completely waived for the government officials.
    Coronavirus

    Health

    News

    Special Stories

     
    Nepal Offers 50% Subsidy on ‘COVID-19 Family Insurance Plan’!

    In a bid to alleviate the financial burden on the people, the Nepali Government has decided to provide a 50% subsidy on the family insurance plan against COVID-19.

    However, people opting for the ‘COVID-19 Insurance Scheme‘ must fulfill the conditions maintained by the ‘Corona Insurance Standard 2020’ to receive the subsidy.

    Issuing the standards on August 5, the Nepal Insurance Board (NIB) has come up with the provision to give respite to the individuals amid the crisis.

     

    “The scheme is expected to be relevant at a time when almost all the regions of the country are at serious risk of coronavirus spread,” said NIB Chairman Chiranjibi Chapagain.

    While the general public has to pay half of the insurance fee, the insurance charge is completely waived for the government officials.

    Though, the government subsidy is not applicable to the ‘Individual Insurance Plan.’

    “The government subsidy is applicable only if the entire family of the person purchases the insurance policy, which needs to be approved by the local bodies,” said Chapagain.

    The ‘COVID-19 Insurance Scheme in Nepal’ is as follows-

    Category A:

    Insurance Amount

     

    Insurance Charge
    Individual Insurance Plan Family Insurance Plan
    NPR 100,000 per person NPR 1,000 per person NPR 600 per person

    Category B:

    Insurance Amount

     

    Insurance Charge
    Individual Insurance Plan Family Insurance Plan
    NPR 50,000 per person NPR 500 per person NPR 300 per person

    ‘Nepal COVID-19 Insurance Scheme’ Conditions

    • The policy will be discontinued if the insured person goes abroad within the policy validity period
    • If the foreign returnees want to continue with the previous policy, they must be declared free from COVID-19 through a Polymerase Chain Reaction (PCR) test report after 15 days of their return
    • Returnees from India or any third countries must stay in isolation for 30 days (15 days in quarantine center and 15 days at home) to be eligible for the insurance policy
    • Insurers must settle the insurance coverage within seven days from the date of being declared as a COVID-19 patient via the PCR test
    • In case, if the patient dies before receiving the insurance coverage, the nominee will get the insured amount

    Stay Tuned to NepaliSansar for Latest COVID-19 Updates!

    August 7, 2020 |

     
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